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About my guest:
Since 2019, I have successfully sourced and closed $100 million in SBA transactions. My consultancy focuses on guiding borrowers to effectively structure financing that aligns equitably with their business goals, the Bank's requirements, and SBA standards. From the initial inquiry to the final signature, I support clients through every step of the process, fostering strong relationships and earning the loyalty of many repeat clients who have followed my career and relied on my expertise for their subsequent acquisitions.
Areas of Practice:
Business Acquisitions
Owner-Occupied Commercial Real Estate
Debt Refinance
Business Startups
Previous Work Experience: I began my career with five years in commercial underwriting, developing credit analysis skills to evaluate transactions ranging from $1 million to $20 million. Over the past six years, I have worked as a direct SBA lender. During five of those years, I contributed to our community bank team winning the “Lender of the Year” award in Minnesota. I now bring my expertise to First Bank of the Lake, aiming to help our team achieve National Lender of the Year.
Memberships, Community Involvement, and Activities:
National Association of Government Guaranteed Lenders (NAGGL) Regional Liaison Committee Member since 2023
River of Life Church – Producer of Online Services since 2022
Board Member of Boost Up Sauk Centre Entrepreneur Leadership since 2024
Personal Information: I reside on one of Minnesota's 10,000 lakes with my wife, Becca, and our 10-month-old daughter, Slone. An avid runner, I have completed numerous half marathons and am preparing to run my first marathon in June 2024 along Lake Superior with the goal of qualifying for the Boston Marathon. My passion for mission work has taken me on trips to Nicaragua (2011), the Dominican Republic (2022), and Las Vegas (2024). As a family, we enjoy attending WWE shows, where we watch my father-in-law perform as the Tag Team Manager for the Authors of Pain (AOP).
Contact Information:
Cell: 320-429-1032
Email: zschmidt@bflake.bank
